{"id":62829,"date":"2015-02-26T10:14:00","date_gmt":"2015-02-26T01:14:00","guid":{"rendered":"https:\/\/profession-net.com\/professionjournal\/?p=62829"},"modified":"2015-02-26T10:26:44","modified_gmt":"2015-02-26T01:26:44","slug":"retirement-article-17","status":"publish","type":"post","link":"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/","title":{"rendered":"\u30d5\u30ed\u30fc\u30fb\u30c1\u30e3\u30fc\u30c8\u3092\u4f7f\u3063\u3066\u5b66\u3076\u4f1a\u8a08\u5b9f\u52d9\u3000\u3010\u7b2c14\u56de\u3011\u300c\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u300d"},"content":{"rendered":"<div class=\"the-content text mb-0\"><h4 style=\"text-align: center;\"><strong>\u30d5\u30ed\u30fc\u30fb\u30c1\u30e3\u30fc\u30c8\u3092\u4f7f\u3063\u3066\u5b66\u3076\u4f1a\u8a08\u5b9f\u52d9<\/strong><\/h4>\n<h4 style=\"text-align: center;\"><strong>\u3010\u7b2c14\u56de\u3011<\/strong><\/h4>\n<h4 style=\"text-align: center;\">\u300c\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u300d<\/h4>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\">\u4ef0\u661f\u76e3\u67fb\u6cd5\u4eba<br \/>\n\u516c\u8a8d\u4f1a\u8a08\u58eb\u3000<strong>\u897f\u7530\u3000\u53cb\u6d0b<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\u3010\u306f\u3058\u3081\u306b\u3011<\/strong><\/h4>\n<p>\u4eca\u56de\u306f\u3001\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u306e\u4f1a\u8a08\u51e6\u7406\u306b\u3064\u3044\u3066\u89e3\u8aac\u3059\u308b\u3002\u539f\u5247\u6cd5\u3068\u306f\u3001\u6570\u7406\u8a08\u7b97\u306b\u3088\u308a\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3092\u7b97\u5b9a\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u3002\u306a\u304a\u3001\u7c21\u4fbf\u6cd5\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3001\u8907\u6570\u306e\u4e8b\u696d\u4e3b\u306b\u3088\u308a\u8a2d\u7acb\u3055\u308c\u305f\u78ba\u5b9a\u7d66\u4ed8\u578b\u4f01\u696d\u5e74\u91d1\u5236\u5ea6\u53ca\u3073\u78ba\u5b9a\u62e0\u51fa\u5236\u5ea6\u306b\u3064\u3044\u3066\u306f\u3001\u89e3\u8aac\u3057\u3066\u3044\u306a\u3044\u3002<\/p>\n<p>\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u306f\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3068\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u4f1a\u8a08\u51e6\u7406\u304c\u7570\u306a\u308b\u305f\u3081\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u304b\u3089<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\"><strong>\u3010STEP\uff19\u3011<\/strong><\/a>\u3067\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u3092\u89e3\u8aac\u3057\u3066\u304b\u3089\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\"><strong>\u3010STEP10\u3011<\/strong><\/a>\u3067\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u3092\u89e3\u8aac\u3059\u308b\u3002<\/p>\n<p>\u307e\u305f\u3001\u89e3\u8aac\u306e\u90fd\u5408\u4e0a\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u306b\u3064\u3044\u3066\u306f\u3001\u671f\u672b\u3067\u306e\u4f1a\u8a08\u51e6\u7406\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u304b\u3089<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\"><strong>\u3010STEP\uff14\u3011<\/strong><\/a>\uff09\u3092\u89e3\u8aac\u3057\u3066\u304b\u3089\u3001\u671f\u4e2d\u3067\u306e\u4f1a\u8a08\u51e6\u7406\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010<strong>STEP\uff15\u3011<\/strong><\/a>\u304b\u3089<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\"><strong>\u3010STEP\uff19\u3011<\/strong><\/a>\uff09\u3092\u89e3\u8aac\u3059\u308b\u3002\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a\u306b\u3064\u3044\u3066\u306f\u3001\u671f\u4e2d\u3067\u4f1a\u8a08\u51e6\u7406\u3092\u884c\u3046\u53ef\u80fd\u6027\u3082\u3042\u308b\u304c\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\"><strong>\u3010STEP\uff14\u3011<\/strong><\/a>\u3067\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u3068\u3068\u3082\u306b\u89e3\u8aac\u3057\u3066\u3044\u308b\u3002<!--more--><\/p>\n<p style=\"margin-bottom: 3px;\"><span style=\"font-size: 12px;\">\u203b\u5404\u30b9\u30c6\u30c3\u30d7\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u305d\u308c\u305e\u308c\u306e\u30da\u30fc\u30b8\u306b\u79fb\u52d5\u3057\u307e\u3059\u3002<\/span><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff11\u3000\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff12\u3000\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff13\u3000\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff14\u3000\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff15\u3000\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff16\u3000\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff17\u3000\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff18\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP\uff19\u3000\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP10\u3000\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/div>\n<p style=\"margin-bottom: -18px; margin-top: -24px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-48749 aligncenter\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2014\/07\/arrow2.png\" alt=\"\" width=\"44\" height=\"35\" \/><\/p>\n<div class=\"\" style=\"text-align:center;\"><a class=\"button blue_b small\" href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\"  style=\"background-color:; color:#000000;font-family:georgia;font-weight:;-moz-border-radius: px; border-radius: px;#000000\" data-bg=\"\" data-hoverbg=\"\" data-text=\"#000000\" data-texthover=\"\">STEP11\u3000\u6ce8\u8a18<\/a><\/div>\n<span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5225\u30a6\u30a3\u30f3\u30c9\u30a6\u3067PDF\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-0-1.pdf\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63643\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-0-1.png\" alt=\"\" width=\"650\" height=\"949\" \/><\/a><\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff11\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010\u306f\u3058\u3081\u306b\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/h4>\n<\/div>\n\u5f93\u696d\u54e1\u306b\u5c06\u6765\u652f\u6255\u3046\u9000\u8077\u7d66\u4ed8\uff08\u9000\u8077\u91d1\u3001\u9000\u8077\u5e74\u91d1\uff09\u306f\u3001\u52e4\u52d9\u671f\u9593\u3092\u901a\u3058\u305f\u52b4\u50cd\u306e\u63d0\u4f9b\u306b\u4f34\u3063\u3066\u767a\u751f\u3059\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u8cc3\u91d1\u306e\u5f8c\u6255\u3044\u306e\u6027\u683c\u3092\u6709\u3059\u308b\u3002\u305d\u306e\u305f\u3081\u3001\u9000\u8077\u7d66\u4ed8\u306e\u3046\u3061\u3001\u5f53\u671f\u306b\u5e30\u5c5e\u3059\u308b\u90e8\u5206\u306b\u3064\u3044\u3066\u306f\u3001\u300c\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u300d\u3068\u3057\u3066\u8cbb\u7528\u8a08\u4e0a\u3057\u3001\u307e\u305f\u3001\u300c\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u300d\u3068\u3057\u3066\u8ca0\u50b5\u306b\u8a08\u4e0a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\uff08\u4f01\u696d\u4f1a\u8a08\u57fa\u6e96\u7b2c26\u53f7\u300c\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u4f1a\u8a08\u57fa\u6e96\uff08\u4ee5\u4e0b\u3001\u300c\u57fa\u6e96\u300d\u3068\u3044\u3046\uff0953\u300154\uff09\u3002\u5e74\u91d1\u8cc7\u7523\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\"><strong>\u3010STEP\uff13\u3011<\/strong><\/a>\u53c2\u7167\uff09\u306e\u904b\u7528\u72b6\u6cc1\u306b\u3088\u3063\u3066\u306f\u3001\u8ca0\u50b5\u3067\u306f\u306a\u304f\u3001\u524d\u6255\u5e74\u91d1\u8cbb\u7528\u3068\u3057\u3066\u8cc7\u7523\u306b\u8a08\u4e0a\u3059\u308b\u5834\u5408\u3082\u3042\u308b\u304c\u3001\u672c\u89e3\u8aac\u3067\u306f\u3001\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3092\u524d\u63d0\u306b\u89e3\u8aac\u3059\u308b\u3002<\/p>\n<p>\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u53ca\u3073\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3092\u7b97\u5b9a\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u3001\u307e\u305a\u3001\u671f\u672b\u6642\u306b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\uff08\u9000\u8077\u306b\u3088\u308a\u652f\u7d66\u3055\u308c\u308b\u3068\u898b\u8fbc\u307e\u308c\u308b\u9000\u8077\u7d66\u4ed8\u306e\u7dcf\u984d\uff09\u306e\u3046\u3061\u3001\u5f53\u671f\u306b\u5e30\u5c5e\u3059\u308b\u90e8\u5206\u3092\u7b97\u5b9a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u3053\u308c\u4ee5\u964d\u306b\u3064\u3044\u3066\u306f\u3001\u5f93\u696d\u54e1\u975e\u62e0\u51fa\u306e\u78ba\u5b9a\u7d66\u4ed8\u4f01\u696d\u5e74\u91d1\u5236\u5ea6\u3067\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u8a08\u7b97\u3092\u5e74\u91d1\u6570\u7406\u4eba\u306b\u4f9d\u983c\u3057\u3066\u3044\u308b\u5834\u5408\u3092\u524d\u63d0\u3068\u3057\u3066\u89e3\u8aac\u3059\u308b\u3002<br \/>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u671f\u9593\u5e30\u5c5e\u65b9\u6cd5\u306e\u9078\u629e<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff13\uff09\u3000\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-1-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63644\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-1-1.png\" alt=\"\" width=\"650\" height=\"467\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u671f\u9593\u5e30\u5c5e\u65b9\u6cd5\u306e\u9078\u629e<\/strong><\/h4>\n<p>\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u3046\u3061\u3001\u5f53\u671f\u306b\u5e30\u5c5e\u3059\u308b\u90e8\u5206\u3092\u7b97\u5b9a\u3059\u308b\u65b9\u6cd5\u306b\u306f\u3001\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u3068\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u304c\u3042\u308b\uff08\u57fa\u6e9619\uff09\u3002\u5404\u793e\u306f\u3001\u3044\u305a\u308c\u304b\u306e\u65b9\u6cd5\u3092\u9078\u629e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u306a\u304a\u3001\u671f\u9593\u5e30\u5c5e\u65b9\u6cd5\u306b\u3064\u3044\u3066\u3001\u9023\u7d50\u4f1a\u793e\u9593\u3067\u3001\u5fc5\u305a\u3057\u3082\u7d71\u4e00\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\uff08\u4f01\u696d\u4f1a\u8a08\u57fa\u6e96\u9069\u7528\u6307\u91dd\u7b2c25\u53f7\u300c\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u4f1a\u8a08\u57fa\u6e96\u306e\u9069\u7528\u6307\u91dd\u300d\uff08\u4ee5\u4e0b\u300c\u9069\u7528\u6307\u91dd\u300d\u3068\u3044\u3046\uff0977\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 10px; border-radius: 10px;background-color:#FAF0E6;color:#000000;border-color:#D2691E;\">\n\t\t<p><strong>\u2460\u3000\u671f\u9593\u5b9a\u984d\u57fa\u6e96<\/strong><br \/>\n\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306b\u3064\u3044\u3066\u5168\u52e4\u52d9\u671f\u9593\u3067\u9664\u3057\u305f\u984d\u3092\u5404\u671f\u306e\u767a\u751f\u984d\u3068\u3059\u308b\u65b9\u6cd5<\/p>\n<div style=\"margin-bottom:25px;border-bottom-style:solid;border-bottom-width:1px;border-color:#D2691E;\"><\/div>\n<p><strong>\u2461\u3000\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96<\/strong><br \/>\n\u9000\u8077\u7d66\u4ed8\u5236\u5ea6\u306e\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u306b\u5f93\u3063\u3066\u5404\u52e4\u52d9\u671f\u9593\u306b\u5e30\u5c5e\u3055\u305b\u305f\u7d66\u4ed8\u306b\u57fa\u3065\u304d\u898b\u7a4d\u3063\u305f\u984d\u3092\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u5404\u671f\u306e\u767a\u751f\u984d\u3068\u3059\u308b\u65b9\u6cd5<\/p>\n<p>\u306a\u304a\u3001\u52e4\u52d9\u671f\u9593\u306e\u5f8c\u671f\u306b\u304a\u3051\u308b\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u306b\u5f93\u3063\u305f\u7d66\u4ed8\u304c\u3001\u521d\u671f\u3088\u308a\u3082<span style=\"text-decoration: underline;\">\u8457\u3057\u304f\u9ad8\u3044\u6c34\u6e96\u3068\u306a\u308b\u3068\u304d<\/span>\u306b\u306f\u3001\u5f53\u8a72\u671f\u9593\u306e\u7d66\u4ed8\u304c\u5747\u7b49\u306b\u751f\u3058\u308b\u3068\u307f\u306a\u3057\u3066<span style=\"color: #b22222;\">\u88dc\u6b63<\/span>\u3092\u884c\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px;\"><strong>\uff08\uff12\uff09\u3000\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u3067\u306f\u3001\uff12\u3064\u306e\u6bb5\u968e\u306b\u5206\u3051\u3066\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<h4><strong>\u2460\u3000\u9000\u8077\u6642\u306e\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u898b\u7a4d\u308a<\/strong><\/h4>\n<p>\u9000\u8077\u7387\u3001\u6b7b\u4ea1\u7387\u3001\u4e88\u60f3\u6607\u7d66\u7387\u7b49\u3092\u7e54\u308a\u8fbc\u3093\u3067\u3001<span style=\"text-decoration: underline;\">\u5165\u793e\u304b\u3089\u9000\u8077\u307e\u3067\u306e\u5168\u671f\u9593<\/span>\u306b\u304a\u3051\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u898b\u7a4d\u308b\uff08\u9069\u7528\u6307\u91dd\uff17\uff5e\uff19\uff09\u3002\u306a\u304a\u3001\u4e00\u6642\u7684\u306b\u652f\u6255\u308f\u308c\u308b\u65e9\u671f\u5272\u5897\u9000\u8077\u91d1\u306f\u3001\u52e4\u52d9\u671f\u9593\u3092\u901a\u3058\u305f\u52b4\u50cd\u306e\u63d0\u4f9b\u306b\u4f34\u3063\u3066\u767a\u751f\u3057\u305f\u9000\u8077\u7d66\u4ed8\u3068\u3044\u3046\u6027\u683c\u3092\u6709\u3057\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u898b\u7a4d\u308a\u306b\u306f\u542b\u3081\u306a\u3044\uff08\u9069\u7528\u6307\u91dd10\uff09\u3002<\/p>\n<p>\u306a\u304a\u3001\u671f\u672b\u6642\u70b9\u306b\u304a\u3044\u3066\u53d7\u7d66\u6a29\u3092\u6709\u3057\u3066\u3044\u306a\u3044\u5f93\u696d\u54e1\u306b\u3064\u3044\u3066\u3082\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u8a08\u7b97\u306e\u5bfe\u8c61\u3068\u306a\u308b\u3053\u3068\u306b\u7559\u610f\u304c\u5fc5\u8981\u3067\u3042\u308b\uff08\u9069\u7528\u6307\u91dd\uff17\uff09\u3002<\/p>\n<h4><strong>\u2461\u3000\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u300c<strong>\u2460<\/strong>\u306e\u898b\u7a4d\u984d\u00d7\u52e4\u52d9\u5e74\u6570\u00f7\u9000\u8077\u6642\u306e\u52e4\u52d9\u5e74\u6570\u300d\u306b\u3088\u308a\u3001\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001<strong>\u2460<\/strong>\u53ca\u3073<strong>\u2461<\/strong>\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u8981\u6c42\u3055\u308c\u305f\u7d66\u4e0e\u7b49\u306e\u30c7\u30fc\u30bf\u3092\u6e21\u3057\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u8a08\u7b97\u3057\u3066\u3082\u3089\u3046\u3002<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px;\"><strong>\uff08\uff13\uff09\u3000\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u3067\u306f\u3001\u4ee5\u4e0b\u306e\uff13\u3064\u306e\u6bb5\u968e\u306b\u5206\u3051\u3066\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<h4><strong>\u2460\u3000\u5f53\u671f\u307e\u3067\u306e\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u898b\u7a4d\u308a<\/strong><\/h4>\n<p>\u9000\u8077\u4e00\u6642\u91d1\u5236\u5ea6\u306e\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u306b\u5f93\u3063\u3066\u3001<span style=\"text-decoration: underline;\">\u5f53\u671f\u307e\u3067<\/span>\u306e\u5404\u52e4\u52d9\u671f\u9593\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u984d\u3092\u898b\u7a4d\u308b\uff08\u9069\u7528\u6307\u91dd\uff17\u3001\uff19\uff09\u3002\u4e00\u6642\u7684\u306b\u652f\u6255\u308f\u308c\u308b\u65e9\u671f\u5272\u5897\u9000\u8077\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u9000\u8077\u7d66\u4ed8\u984d\u306e\u898b\u7a4d\u308a\u306b\u306f\u542b\u3081\u306a\u3044\uff08\u9069\u7528\u6307\u91dd10\uff09\u3002<\/p>\n<p>\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u3067\u306f\u3001\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u3068\u7570\u306a\u308a\u3001\u9000\u8077\u6642\u306e\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u7b97\u5b9a\u305b\u305a\u306b\u3001<strong>\u2460<\/strong>\u306e\u6bb5\u968e\u3067\u5f53\u671f\u307e\u3067\u306e\u671f\u9593\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u984d\u3092\u898b\u7a4d\u308b\u306e\u304c\u7279\u5fb4\u3067\u3042\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u671f\u672b\u6642\u70b9\u306b\u304a\u3044\u3066\u53d7\u7d66\u6a29\u3092\u6709\u3057\u3066\u3044\u306a\u3044\u5f93\u696d\u54e1\u306b\u3064\u3044\u3066\u3082\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u8a08\u7b97\u306e\u5bfe\u8c61\u3068\u306a\u308b\u3053\u3068\u306b\u7559\u610f\u304c\u5fc5\u8981\u3067\u3042\u308b\uff08\u9069\u7528\u6307\u91dd12\uff09\u3002<\/p>\n<h4><strong>\u2461\u3000\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p><strong>\u2460<\/strong>\u306e\u898b\u7a4d\u984d\u306b\u9000\u8077\u7387\u3001\u6b7b\u4ea1\u7387\u3001\u4e88\u60f3\u6607\u7d66\u7387\u7b49\u3092\u7e54\u308a\u8fbc\u3093\u3067\u3001\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u898b\u7a4d\u308b\uff08\u9069\u7528\u6307\u91dd\uff17\u3001\uff18\uff09\u3002<\/p>\n<p>\u3053\u3053\u3067\u3001\u4f1a\u793e\u306e\u9000\u8077\u4e00\u6642\u91d1\u5236\u5ea6\u304c\u30dd\u30a4\u30f3\u30c8\u5236\u3084\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30e9\u30f3\u30b9\u30fb\u30d7\u30e9\u30f3\u306e\u5834\u5408\u306b\u306f\u3001\u300c\u5e73\u5747\u30dd\u30a4\u30f3\u30c8\u6bd4\u4f8b\uff08\u5e73\u5747\u62e0\u51fa\u4ed8\u4e0e\u984d\u6bd4\u4f8b\uff09\u306e\u5236\u5ea6\u3068\u3057\u3066\u6271\u3046\u65b9\u6cd5\u300d\u3068\u300c\u5c06\u6765\u306e\u30dd\u30a4\u30f3\u30c8\u306e\u7d2f\u8a08\uff08\u62e0\u51fa\u4ed8\u4e0e\u984d\uff09\u3092\u7e54\u308a\u8fbc\u307e\u306a\u3044\u65b9\u6cd5\u300d\u304c\u3042\u308b\uff08\u9000\u8077\u7d66\u4ed8\u4f1a\u8a08\u306b\u95a2\u3059\u308b\u6570\u7406\u5b9f\u52d9\u57fa\u6e96\u30fb\u6570\u7406\u5b9f\u52d9\u30ac\u30a4\u30c0\u30f3\u30b9\uff08\u4ee5\u4e0b\u300c\u30ac\u30a4\u30c0\u30f3\u30b9\u300d\u3068\u3044\u3046\uff095.2.2\u2466\u2467\uff09\u3002<\/p>\n<p>\u300c\u5e73\u5747\u30dd\u30a4\u30f3\u30c8\u6bd4\u4f8b\uff08\u5e73\u5747\u62e0\u51fa\u4ed8\u4e0e\u984d\u6bd4\u4f8b\uff09\u306e\u5236\u5ea6\u3068\u3057\u3066\u6271\u3046\u65b9\u6cd5\u300d\u306e\u5834\u5408\u3001<span style=\"text-decoration: underline;\">\u4e88\u60f3\u6607\u7d66\u7387\u3092\u7e54\u308a\u8fbc\u3093\u3067<\/span>\u3001\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u898b\u7a4d\u308b\u3002\u4e00\u65b9\u3001\u5c06\u6765\u306e\u30dd\u30a4\u30f3\u30c8\u306e\u7d2f\u8a08\uff08\u62e0\u51fa\u4ed8\u4e0e\u984d\uff09\u3092\u7e54\u308a\u8fbc\u307e\u306a\u3044\u65b9\u6cd5\u300d\u306e\u5834\u5408\u3001<span style=\"text-decoration: underline;\">\u4e88\u60f3\u6607\u7d66\u7387\u3092\u7e54\u308a\u8fbc\u307e\u306a\u3044\u3067<\/span>\u3001\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092\u898b\u7a4d\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FFFFFF;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001<strong>\u2460<\/strong>\u53ca\u3073<strong>\u2461<\/strong>\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u8981\u6c42\u3055\u308c\u305f\u7d66\u4e0e\u7b49\u306e\u30c7\u30fc\u30bf\u3092\u6e21\u3057\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u8a08\u7b97\u3057\u3066\u3082\u3089\u3046\u3002<\/p>\n<\/div>\n<h4><strong>\u2462\u3000\u8457\u3057\u304f\u9ad8\u3044\u6c34\u6e96\u306e\u5224\u65ad<\/strong><\/h4>\n<p>\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u57fa\u6e96\u306b\u3088\u308b\u5834\u5408\u3001\u52e4\u52d9\u671f\u9593\u306e\u5f8c\u671f\u306b\u304a\u3051\u308b\u7d66\u4ed8\u7b97\u5b9a\u5f0f\u306b\u5f93\u3063\u305f\u9000\u8077\u7d66\u4ed8\u304c\u3001\u521d\u671f\u3088\u308a\u3082<span style=\"color: #b22222;\">\u8457\u3057\u304f\u9ad8\u3044\u6c34\u6e96\u3068\u306a\u308b\u3068\u304d<\/span>\u306b\u306f\u3001\u5f53\u8a72\u671f\u9593\u306e\u9000\u8077\u7d66\u4ed8\u304c\u5747\u7b49\u306b\u751f\u3058\u308b\u3068\u307f\u306a\u3057\u3066<span style=\"color: #b22222;\">\u88dc\u6b63<\/span>\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u3044\uff08\u57fa\u6e9619\uff09\u3002<\/p>\n<p>\u300c\u8457\u3057\u304f\u9ad8\u3044\u6c34\u6e96\u300d\u306f\u3001\u57fa\u6e96\u3084\u9069\u7528\u6307\u91dd\u3067\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u5404\u793e\u3067\u6c7a\u5b9a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u4f1a\u793e\u306e\u9000\u8077\u7d66\u4ed8\u5236\u5ea6\u304c\u30dd\u30a4\u30f3\u30c8\u5236\u53c8\u306f\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30e9\u30f3\u30b9\u30fb\u30d7\u30e9\u30f3\u306e\u5834\u5408\u3067\u3001\u300c\u5e73\u5747\u30dd\u30a4\u30f3\u30c8\u6bd4\u4f8b\uff08\u5e73\u5747\u62e0\u51fa\u4ed8\u4e0e\u984d\u6bd4\u4f8b\uff09\u306e\u5236\u5ea6\u3068\u3057\u3066\u6271\u3046\u65b9\u6cd5\u300d\u3092\u63a1\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u671f\u9593\u5b9a\u984d\u57fa\u6e96\u306b\u8fd1\u3044\u7d50\u679c\u304c\u5f97\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff12\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff11\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/strong><\/h4>\n<\/div>\n\u671f\u672b\u6642\u306b<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u3067\u7b97\u5b9a\u3057\u305f\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306b\u3064\u3044\u3066\u5272\u5f15\u8a08\u7b97\u3092\u884c\u3044\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3059\u308b\uff08\u57fa\u6e9616\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u5272\u5f15\u7387\u306e\u8a2d\u5b9a\u65b9\u6cd5\u306e\u6c7a\u5b9a<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u91cd\u8981\u6027\u306e\u5224\u5b9a<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff13\uff09\u3000\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62977\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-1.png\" alt=\"\" width=\"650\" height=\"530\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u5272\u5f15\u7387\u306e\u8a2d\u5b9a\u65b9\u6cd5\u306e\u6c7a\u5b9a<\/strong><\/h4>\n<p>\u5272\u5f15\u7387\u306f\u3001\u5b89\u5168\u6027\u306e\u9ad8\u3044\u50b5\u5238\uff08\u56fd\u50b5\u3001\u653f\u5e9c\u6a5f\u95a2\u50b5\u53ca\u3073\u512a\u826f\u793e\u50b5\uff09\u306e\u5229\u56de\u308a\u3092\u57fa\u790e\u3068\u3057\u3066\u6c7a\u5b9a\u3059\u308b\u304c\u3001\u9000\u8077\u7d66\u4ed8\u652f\u6255\u3054\u3068\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u3092\u53cd\u6620\u3059\u308b\u3082\u306e\u3067\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u305d\u3057\u3066\u3001\u5272\u5f15\u7387\u306f\u3001\u9000\u8077\u7d66\u4ed8\u652f\u6255\u3054\u3068\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u3092\u53cd\u6620\u3059\u308b\u3082\u306e\u3067\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306b\u306f\u3001\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u3054\u3068\u306b\u8a2d\u5b9a\u3055\u308c\u305f\u8907\u6570\u306e\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u65b9\u6cd5\uff08\u4f8b\u3048\u3070\u3001\u300c\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u76f4\u63a5\u30a2\u30d7\u30ed\u30fc\u30c1\u300d\uff09\u3001\u53c8\u306f\u3001\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u53ca\u3073\u652f\u6255\u898b\u8fbc\u671f\u9593\u3054\u3068\u306e\u91d1\u984d\u3092\u53cd\u6620\u3057\u305f\u5358\u4e00\u306e\u52a0\u91cd\u5e73\u5747\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u65b9\u6cd5\uff08\u4f8b\u3048\u3070\u3001\u300c\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u7b49\u4fa1\u30a2\u30d7\u30ed\u30fc\u30c1\u300d\u300c\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u30a2\u30d7\u30ed\u30fc\u30c1\u300d\u300c\u52a0\u91cd\u5e73\u5747\u671f\u9593\u30a2\u30d7\u30ed\u30fc\u30c1\u300d\uff09\u304c\u3042\u308b\uff08\u9069\u7528\u6307\u91dd24\u3001\u30ac\u30a4\u30c0\u30f3\u30b93.2.2\uff09\u3002<\/p>\n<p>\u307e\u305f\u3001\u3053\u308c\u3089\u306e\u65b9\u6cd5\u306b\u3088\u308a\u5272\u5f15\u7387\u3092\u8a2d\u5b9a\u3059\u308b\u306b\u306f\u3001\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\uff08\u671f\u9593\u306e\u7570\u306a\u308b\u30b9\u30dd\u30c3\u30c8\u30ec\u30fc\u30c8\uff08\u5272\u5f15\u50b5\u306e\u5229\u56de\u308a\uff09\u306e\u96c6\u5408\uff09\u304c\u5fc5\u8981\u3068\u306a\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b93.2.1\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 5px; border-radius: 5px;background-color:#F0FFF0;color:#000000;border-color:#3CB371;\">\n\t\t<p style=\"margin-bottom: 3px;\">\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u3054\u3068\u306b\u8a2d\u5b9a\u3055\u308c\u305f\u8907\u6570\u306e\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u65b9\u6cd5<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; padding-left: 15px;\"><strong>\u2460\u3000\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u76f4\u63a5\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/p>\n<div style=\"margin-bottom:25px;border-bottom-style:solid;border-bottom-width:1px;border-color:#3CB371;\"><\/div>\n<p style=\"margin-bottom: 3px;\">\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u53ca\u3073\u652f\u6255\u898b\u8fbc\u671f\u9593\u3054\u3068\u306e\u91d1\u984d\u3092\u53cd\u6620\u3057\u305f\u5358\u4e00\u306e\u52a0\u91cd\u5e73\u5747\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u65b9\u6cd5<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\"><strong>\u2461\u3000\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u7b49\u4fa1\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\"><strong>\u2462\u3000\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\"><strong>\u2463\u3000\u52a0\u91cd\u5e73\u5747\u671f\u9593\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/p>\n<\/div>\n<p>\u5404\u793e\u306f\u3001\u3053\u306e\uff14\u3064\u306e\u65b9\u6cd5\u304b\u3089\u5272\u5f15\u7387\u306e\u8a2d\u5b9a\u65b9\u6cd5\u3092\u6c7a\u5b9a\u3059\u308b\u3002<\/p>\n<h4><strong>\u2460\u3000\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u76f4\u63a5\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/h4>\n<p>\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u76f4\u63a5\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u306f\u3001\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u305d\u306e\u3082\u306e\u3001\u3059\u306a\u308f\u3061\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u671f\u9593\u3054\u3068\u306b\u3001\u30b9\u30dd\u30c3\u30c8\u30ec\u30fc\u30c8\u3092\u5272\u5f15\u7387\u3068\u3057\u3066\u4f7f\u7528\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b93.2.2\u2460\uff09\u3002\u8a00\u3044\u63db\u3048\u308b\u3068\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a\u306b\u304a\u3044\u3066\u3001\u8907\u6570\u306e\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002\u6700\u3082\u7406\u8ad6\u7684\u3067\u3042\u308b\u3002<\/p>\n<h4><strong>\u2461\u3000\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u7b49\u4fa1\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/h4>\n<p>\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u7b49\u4fa1\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u306f\u3001\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u76f4\u63a5\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u3088\u308a\u8a08\u7b97\u3057\u305f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3068\u7b49\u3057\u3044\u7d50\u679c\u304c\u5f97\u3089\u308c\u308b\u5272\u5f15\u7387\u3092\u3001\u5358\u4e00\u306e\u52a0\u91cd\u5e73\u5747\u5272\u5f15\u7387\u3068\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b93.2.2\u2461\uff09\u3002<\/p>\n<h4><strong>\u2462\u3000\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/h4>\n<p>\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u306f\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\uff08\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u3044\u307e\u3067\u306e\u671f\u9593\u3092\u91d1\u984d\uff08\u73fe\u5728\u4fa1\u5024\uff09\u3067\u52a0\u91cd\u5e73\u5747\u3057\u305f\u3082\u306e\uff09\u3068\u7b49\u3057\u3044\u671f\u9593\u306b\u5bfe\u5fdc\u3059\u308b\u30b9\u30dd\u30c3\u30c8\u30ec\u30fc\u30c8\u3092\u5358\u4e00\u306e\u52a0\u91cd\u5e73\u5747\u5272\u5f15\u7387\u3068\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u3002\u3053\u306e\u65b9\u6cd5\u306f\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u306e\u5f62\u72b6\u3092\u5341\u5206\u306b\u53cd\u6620\u3057\u306a\u3044\uff08\u30ac\u30a4\u30c0\u30f3\u30b93.2.2\u2462\uff09\u3002<\/p>\n<h4><strong>\u2463\u3000\u52a0\u91cd\u5e73\u5747\u671f\u9593\u30a2\u30d7\u30ed\u30fc\u30c1<\/strong><\/h4>\n<p>\u52a0\u91cd\u5e73\u5747\u671f\u9593\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u306f\u3001\u9000\u8077\u7d66\u4ed8\u306e\u91d1\u984d\u3067\u52a0\u91cd\u3057\u305f\u5e73\u5747\u671f\u9593\uff08\u52a0\u91cd\u5e73\u5747\u671f\u9593\uff09\u306b\u5bfe\u3059\u308b\u30b9\u30dd\u30c3\u30c8\u30ec\u30fc\u30c8\u3092\u5358\u4e00\u306e\u52a0\u91cd\u5e73\u5747\u5272\u5f15\u7387\u3068\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u3002\u3053\u306e\u65b9\u6cd5\u3082\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u306e\u5f62\u72b6\u3092\u5341\u5206\u306b\u53cd\u6620\u3057\u306a\u3044\uff08\u30ac\u30a4\u30c0\u30f3\u30b93.2.2\u2462\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff12\uff09\u3000\u91cd\u8981\u6027\u306e\u5224\u5b9a<\/strong><\/h4>\n<p>\u5272\u5f15\u7387\u306f\u3001\u671f\u672b\u306e\u3082\u306e\u3092\u4f7f\u7528\u3059\u308b\u306e\u304c\u539f\u5247\u3067\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u524d\u671f\u672b\u306b\u7528\u3044\u305f\u5272\u5f15\u7387\u306b\u3088\u308a\u7b97\u5b9a\u3057\u305f\u5834\u5408\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3068\u6bd4\u8f03\u3057\u3066\u3001\u671f\u672b\u306e\u5272\u5f15\u7387\u306b\u3088\u308a\u8a08\u7b97\u3057\u305f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304c10\uff05\u4ee5\u4e0a\u5909\u52d5\u3059\u308b\u3068\u63a8\u5b9a\u3055\u308c\u306a\u3044\u3068\u304d\u306f\u3001\u524d\u671f\u672b\u306e\u5272\u5f15\u7387\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd30\uff09\u3002\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304c10\uff05\u4ee5\u4e0a\u5909\u52d5\u3059\u308b\u3068\u63a8\u5b9a\u3055\u308c\u308b\u3068\u304d\u306f\u3001\u5f53\u671f\u672b\u306b\u304a\u3051\u308b\u5272\u5f15\u7387\u3092\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<p>10%\u4ee5\u4e0a\u5909\u52d5\u3059\u308b\u3068\u63a8\u5b9a\u3055\u308c\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u30ac\u30a4\u30c0\u30f3\u30b9\u4ed8\u9332\uff11\u306e\u65e9\u898b\u8868\u304c\u53c2\u8003\u3068\u306a\u308b\u3002\u306a\u304a\u3001\u5f53\u8a72\u65e9\u898b\u8868\u306f\u3001\u57fa\u672c\u7684\u306b\u3001\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u898b\u8fbc\u671f\u9593\u53ca\u3073\u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class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u5272\u5f15\u7387\u306e\u8a2d\u5b9a\u65b9\u6cd5\u306f\u3001\u4f1a\u793e\u304c\u6c7a\u5b9a\u3059\u308b\u304c\u3001\u30a4\u30fc\u30eb\u30c9\u30ab\u30fc\u30d6\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u304b\u3089\u63d0\u4f9b\u3055\u308c\u3001\u5272\u5f15\u7387\u3082\u5e74\u91d1\u6570\u7406\u4eba\u304c\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff13\uff09\u3000\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u671f\u672b\u65e5\u306b\u304a\u3051\u308b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u7d66\u4e0e\u30fb\u4eba\u4e8b\u30c7\u30fc\u30bf\u53ca\u3073\u8a08\u7b97\u57fa\u790e\u7b49\uff08\u4ee5\u4e0b\u300c\u30c7\u30fc\u30bf\u7b49\u300d\u3068\u3044\u3046\uff09\u3092\u7528\u3044\u3066\u8a08\u7b97\u3059\u308b\u3002\u3057\u304b\u3057\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u3082\u3068\u306b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a\u3092\u5e74\u91d1\u6570\u7406\u4eba\u306b\u4f9d\u983c\u3059\u308b\u3068\u3001\u6c7a\u7b97\u306b\u9593\u306b\u5408\u308f\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u305d\u306e\u305f\u3081\u3001\u30c7\u30fc\u30bf\u7b49\u306b\u3064\u3044\u3066\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u524d\u306e\u4e00\u5b9a\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd\uff16\uff09\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u30c7\u30fc\u30bf\u7b49\u3092\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u3088\u308a\u524d\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a\u306b\u304a\u3044\u3066\u8abf\u6574\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u30c7\u30fc\u30bf\u7b49\u3092\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u308b\u304b\u5426\u304b\u3067\u691c\u8a0e\u904e\u7a0b\u304c\u7570\u306a\u308b\u3002<\/p>\n<p>\u30c7\u30fc\u30bf\u7b49\u3092\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408\u306f<strong>\u2460<\/strong>\u3092\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u524d\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u306a\u3044\u5834\u5408\u306f<strong>\u2461<\/strong>\u3092\u691c\u8a0e\u3059\u308b\u3002<\/p>\n<h4><strong>\u2460\u3000\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u73fe\u5728\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408<\/strong><\/h4>\n<p>\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u73fe\u5728\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u3067\u7b97\u5b9a\u3057\u305f\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u3092<strong>\uff08\uff11\uff09<\/strong>\u53ca\u3073<strong>\uff08\uff12\uff09<\/strong>\u3067\u7b97\u5b9a\u3057\u305f\u5272\u5f15\u7387\u306b\u3088\u308a\u5272\u5f15\u8a08\u7b97\u3092\u884c\u3044\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3059\u308b\u3002\u30c7\u30fc\u30bf\u7b49\u304c\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u73fe\u5728\u300d\u306e\u305f\u3081\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3082\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u91d1\u984d\u3068\u306a\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u304c\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<\/div>\n<h4><strong>\u2461\u3000\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u524d\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408<\/strong><\/h4>\n<p>\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u524d\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u3067\u7b97\u5b9a\u3057\u305f\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306b\u3064\u3044\u3066<strong>\uff08\uff11\uff09<\/strong>\u53ca\u3073<strong>\uff08\uff12\uff09<\/strong>\u304b\u3089\u7b97\u5b9a\u3057\u305f\u5272\u5f15\u7387\u306b\u3088\u308a\u5272\u5f15\u8a08\u7b97\u3092\u884c\u3044\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3059\u308b\u3002\u30c7\u30fc\u30bf\u7b49\u304c\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u524d\u300d\u306e\u305f\u3081\u3001\u7b97\u5b9a\u3057\u305f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306b\u5bfe\u3057\u3066\u8abf\u6574\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p>\n<p>\u8abf\u6574\u65b9\u6cd5\u306b\u306f\u3001\u4ee5\u4e0b\u306e\uff12\u3064\u304c\u3042\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 10px; border-radius: 10px;background-color:#FFFFFF;color:#000000;border-color:#0000CD;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\u2170\uff09\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5\uff08\u9069\u7528\u6307\u91dd\uff16\uff08\uff11\uff09\uff09<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\u2171\uff09\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u308b\u304c\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5\uff08\u9069\u7528\u6307\u91dd\uff16\uff08\uff12\uff09\uff09<\/strong><\/p>\n<\/div>\n<p style=\"margin-top: -24px;\"><span style=\"font-size: 12px;\">\uff08\u6ce8\uff09\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3068\u306f\u3001\u30c7\u30fc\u30bf\u7b49\u3092\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u524d\u306e\u4e00\u5b9a\u306e\u65e5\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408\u306e\u5f53\u8a72\u65e5\u306e\u3053\u3068\u3092\u3044\u3046\u3002<\/span><\/p>\n<p>\u5404\u793e\u306f\u3001<strong>\uff08\u2170\uff09<\/strong>\u53c8\u306f<strong>\uff08\u2171\uff09<\/strong>\u306e\u65b9\u6cd5\u304b\u3089\u9078\u629e\u3059\u308b\u3002<\/p>\n<p style=\"margin-left: 15px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\u2170\uff09\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5<\/strong><\/p>\n<p>\u3053\u306e\u65b9\u6cd5\u3067\u306f\u3001\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3057\u3001\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u304b\u3089\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u307e\u3067\u306e\u671f\u9593\u306e\u52e4\u52d9\u8cbb\u7528\u3084\u9000\u8077\u7d66\u4ed8\u652f\u6255\u984d\u3092\u9069\u5207\u306b\u8abf\u6574\u3057\u3066\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u8a08\u7b97\u5f0f\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b96.2.1\u2460\uff09\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63604\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-2.png\" alt=\"\" width=\"650\" height=\"202\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-2.png 940w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-2-300x93.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p style=\"margin-left: 15px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\u2171\uff09\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u308b\u304c\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5<\/strong><\/p>\n<p>\u3053\u306e\u65b9\u6cd5\u3067\u306f\u3001\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u671f\u9593\u306e\u65b0\u5165\u8005\u53ca\u3073\u9000\u8077\u8005\u306e\u7570\u52d5\u30c7\u30fc\u30bf\u3092\u7528\u3044\u3066\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u8abf\u6574\u3059\u308b\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u8a08\u7b97\u5f0f\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b96.2.1\u2461\uff09\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63605\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-3.png\" alt=\"\" width=\"650\" height=\"100\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-3.png 846w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-2-3-300x46.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p>\u306a\u304a\u3001<strong>\uff08\u2170\uff09<\/strong>\u53ca\u3073<strong>\uff08\u2171\uff09<\/strong>\u306e\u65b9\u6cd5\u3068\u3082\u3001\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u304b\u3089\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u307e\u3067\u306b\u91cd\u8981\u306a\u30c7\u30fc\u30bf\u7b49\u306e\u5909\u66f4\u304c\u3042\u3063\u305f\u3068\u304d\u306f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3092\u518d\u5ea6\u8a08\u7b97\u3057\u3001\u5408\u7406\u7684\u306a\u8abf\u6574\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308b\uff08\u9069\u7528\u6307\u91dd\uff16\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u8abf\u6574\u524d\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u7b97\u5b9a\u3057\u3066\u3082\u3089\u3046\u304c\u3001\u5fc5\u8981\u306a\u8abf\u6574\u306f\u4f1a\u793e\u3067\u884c\u3046\u3002<\/p>\n<\/div>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff13\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff12\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/strong><\/h4>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-3-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62979\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-3-1.png\" alt=\"\" width=\"650\" height=\"298\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-3-1.png 838w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-3-1-300x137.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><\/p>\n<p>\u5e74\u91d1\u8cc7\u7523\u3068\u306f\u3001\u7279\u5b9a\u306e\u9000\u8077\u7d66\u4ed8\u5236\u5ea6\u306e\u305f\u3081\u306b\u3001\u305d\u306e\u5236\u5ea6\u306b\u3064\u3044\u3066\u4f01\u696d\u3068\u5f93\u696d\u54e1\u3068\u306e\u5951\u7d04\uff08\u9000\u8077\u91d1\u898f\u7a0b\u7b49\uff09\u7b49\u306b\u57fa\u3065\u304d\u7a4d\u307f\u7acb\u3066\u3089\u308c\u305f\u3001\u6b21\u306e\u3059\u3079\u3066\u3092\u6e80\u305f\u3059\u7279\u5b9a\u306e\u8cc7\u7523\u3092\u3044\u3046\uff08\u57fa\u6e96\uff17\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 10px; border-radius: 10px;background-color:#FFFFFF;color:#000000;border-color:#FFB6C1;\">\n\t\t<ul>\n<li>\u9000\u8077\u7d66\u4ed8\u4ee5\u5916\u306b\u4f7f\u7528\u3067\u304d\u306a\u3044\u3053\u3068<\/li>\n<li>\u4e8b\u696d\u4e3b\u53ca\u3073\u4e8b\u696d\u4e3b\u306e\u50b5\u6a29\u8005\u304b\u3089\u6cd5\u7684\u306b\u5206\u96e2\u3055\u308c\u3066\u3044\u308b\u3053\u3068<\/li>\n<li>\u7a4d\u7acb\u8d85\u904e\u5206\u3092\u9664\u304d\u3001\u4e8b\u696d\u4e3b\u3078\u306e\u8fd4\u9084\u3001\u4e8b\u696d\u4e3b\u304b\u3089\u306e\u89e3\u7d04\u30fb\u76ee\u7684\u5916\u306e\u6255\u51fa\u3057\u7b49\u304c\u7981\u6b62\u3055\u308c\u3066\u3044\u308b\u3053\u3068<\/li>\n<li>\u8cc7\u7523\u3092\u4e8b\u696d\u4e3b\u306e\u8cc7\u7523\u3068\u4ea4\u63db\u3067\u304d\u306a\u3044\u3053\u3068<\/li>\n<\/ul>\n<\/div>\n<p>\u307e\u305f\u3001\u9000\u8077\u7d66\u4ed8\u4fe1\u8a17\uff08\u9000\u8077\u7d66\u4ed8\u76ee\u7684\u306e\u4fe1\u8a17\uff09\u306b\u3064\u3044\u3066\u3082\u3001\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u5e74\u91d1\u8cc7\u7523\u306b\u8a72\u5f53\u3059\u308b\uff08\u9069\u7528\u6307\u91dd18\uff09\u3002<\/p>\n<p>\u5e74\u91d1\u8cc7\u7523\u306e\u984d\u306f\u3001\u671f\u672b\u306b\u304a\u3051\u308b\u6642\u4fa1\uff08\u516c\u6b63\u306a\u8a55\u4fa1\u984d\uff09\u306b\u3088\u308a\u7b97\u5b9a\u3059\u308b\uff08\u57fa\u6e9622\uff09\u3002\u6642\u4fa1\u306f\u5e74\u91d1\u8cc7\u7523\u306e\u53d7\u8a17\u4f1a\u793e\u3067\u3042\u308b\u4fe1\u8a17\u9280\u884c\u3084\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u304c\u7b97\u5b9a\u3057\u305f\u3082\u306e\u3092\u4f7f\u3046\u3002<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff14\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff13\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/strong><\/h4>\n<\/div>\n\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u3068\u306f\u3001\u5e74\u91d1\u8cc7\u7523\u306e\u671f\u5f85\u904b\u7528\u53ce\u76ca\u3068\u5b9f\u969b\u306e\u904b\u7528\u6210\u679c\u3068\u306e\u5dee\u7570\u3001\u8a00\u3044\u63db\u3048\u308b\u3068\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u6570\u7406\u8a08\u7b97\u306b\u7528\u3044\u305f\u898b\u7a4d\u6570\u5024\u3068\u5b9f\u7e3e\u3068\u306e\u5dee\u7570\u53ca\u3073\u898b\u7a4d\u6570\u5024\u306e\u5909\u66f4\u7b49\u306b\u3088\u308a\u767a\u751f\u3057\u305f\u5dee\u7570\u3092\u3044\u3046\u3002\u3053\u306e\u5dee\u7570\u306e\u3046\u3061\u3001\u640d\u76ca\u8a08\u7b97\u66f8\u4e0a\u306b\u8cbb\u7528\u53c8\u306f\u8cbb\u7528\u306e\u30de\u30a4\u30ca\u30b9\u3068\u3057\u3066\u4f1a\u8a08\u51e6\u7406\u3055\u308c\u3066\u3044\u306a\u3044\u3082\u306e\u3092<span style=\"color: #b22222;\">\u300c\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u300d<\/span>\u3068\u3044\u3046\uff08\u57fa\u6e9611\uff09\u3002<\/p>\n<p>\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u3068\u306f\u3001\u9000\u8077\u7d66\u4ed8\u6c34\u6e96\u306e\u6539\u8a02\u7b49\u306b\u8d77\u56e0\u3057\u3066\u767a\u751f\u3057\u305f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u5897\u52a0\u53c8\u306f\u6e1b\u5c11\u90e8\u5206\u3092\u3044\u3046\u3002\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u3046\u3061\u3001\u640d\u76ca\u8a08\u7b97\u66f8\u4e0a\u306b\u8cbb\u7528\u53c8\u306f\u8cbb\u7528\u306e\u30de\u30a4\u30ca\u30b9\u3068\u3057\u3066\u4f1a\u8a08\u51e6\u7406\u3055\u308c\u3066\u3044\u306a\u3044\u3082\u306e\u3092<span style=\"color: #b22222;\">\u300c\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u300d<\/span>\u3068\u3044\u3046\uff08\u57fa\u6e9612\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u7b97\u5b9a<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-4-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62980\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-4-1.png\" alt=\"\" width=\"650\" height=\"433\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-4-1.png 846w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-4-1-300x199.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u3001\u5e74\u91d1\u8cc7\u7523\u3068\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304b\u3089\u751f\u3058\u3001\u671f\u672b\u306b\u7b97\u5b9a\u3059\u308b\u3002\u305f\u3060\u3057\u3001\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u306b\u8a08\u4e0a\u3055\u308c\u306a\u3044\u3002<\/p>\n<h4><strong>\u2460\u3000\u5e74\u91d1\u8cc7\u7523\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570<\/strong><\/h4>\n<p>\u5e74\u91d1\u8cc7\u7523\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u3001\u671f\u672b\u6642\u306b\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FDF5E6;color:#000000;border-color:#FF4500;\">\n\t\t<p style=\"margin-bottom: 3px;\">\u5e74\u91d1\u8cc7\u7523\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\">\uff1d\u4e88\u5b9a\uff08\u898b\u7a4d\uff09\u5e74\u91d1\u8cc7\u7523\uff08\uff1d\u671f\u9996\u5e74\u91d1\u8cc7\u7523\uff0b\u5f53\u671f\u306b\u62e0\u51fa\u3057\u305f\u639b\u91d1\uff0b\u671f\u5f85\u904b\u7528\u53ce\u76ca\uff0d\u5f53\u671f\u9000\u8077\u7d66\u4ed8\u652f\u6255\u984d\uff09\uff0d\u5b9f\u969b\u5e74\u91d1\u8cc7\u7523\uff08\u671f\u672b\u6642\u306e\u5e74\u91d1\u8cc7\u7523\u306e\u6642\u4fa1\uff09<\/p>\n<\/div>\n<h4><strong>\u2461\u3000\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570<\/strong><\/h4>\n<p>\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u3001\u671f\u672b\u6642\u306b\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u7b97\u5b9a\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FDF5E6;color:#000000;border-color:#FF4500;\">\n\t\t<p style=\"margin-bottom: 3px;\">\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304b\u3089\u751f\u3058\u308b\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\">\uff1d\u4e88\u5b9a\uff08\u898b\u7a4d\uff09\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\uff08\uff1d\u671f\u9996\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\uff0b\u52e4\u52d9\u8cbb\u7528\uff0b\u5229\u606f\u8cbb\u7528\uff0d\u5f53\u671f\u9000\u8077\u7d66\u4ed8\u652f\u6255\u984d\uff09\uff0d\u5b9f\u969b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\uff08\u671f\u672b\u6642\u306b\u5e74\u91d1\u6570\u7406\u4eba\u306b\u3088\u308a\u7b97\u5b9a\u3057\u305f\u3082\u3089\u3063\u305f\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\uff09<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff12\uff09\u3000\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/strong><\/h4>\n<p>\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u9000\u8077\u91d1\u898f\u7a0b\u7b49\u306e\u6539\u8a02\u306b\u4f34\u3044\u9000\u8077\u7d66\u4ed8\u6c34\u6e96\u304c\u5909\u66f4\u3055\u308c\u305f\u7d50\u679c\u751f\u3058\u308b\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u6539\u8a02\u524d\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3068\u6539\u8a02\u5f8c\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u6539\u8a02\u6642\u70b9\u306b\u304a\u3051\u308b\u5dee\u984d\u306b\u3088\u308a\u7b97\u5b9a\u3059\u308b\uff08\u9069\u7528\u6307\u91dd41\uff09\u3002\u305f\u3060\u3057\u3001\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u306b\u8a08\u4e0a\u3055\u308c\u306a\u3044\u3002<\/p>\n<p>\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306f\u6539\u8a02\u65e5\uff08\u52b4\u4f7f\u306e\u5408\u610f\u306e\u7d50\u679c\u3001\u898f\u7a0b\u3084\u898f\u7d04\u306e\u5909\u66f4\u304c\u6c7a\u5b9a\u3055\u308c\u5468\u77e5\u3055\u308c\u305f\u65e5\uff09\u73fe\u5728\u3067\u8a8d\u8b58\u30fb\u6e2c\u5b9a\u3059\u308b\u3053\u3068\u304b\u3089\uff08\u9069\u7528\u6307\u91dd105\uff09\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u3067\u7b97\u5b9a\u3059\u308b\u3068\u306f\u9650\u3089\u305a\u3001\u6539\u8a02\u65e5\u304c\u671f\u4e2d\u3067\u884c\u308f\u308c\u308c\u3070\u3001\u305d\u306e\u6539\u8a02\u65e5\u6642\u70b9\u3067\u7b97\u5b9a\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u7d66\u4e0e\u6c34\u6e96\u306e\u5909\u52d5\uff08\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\uff09\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u5909\u52d5\u306f\u3001\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306b\u306f\u8a72\u5f53\u3057\u306a\u3044\uff08\u9069\u7528\u6307\u91dd41\uff09\u3002<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff15\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff14\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/strong><\/h4>\n<\/div>\n\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u306e\u4f1a\u8a08\u51e6\u7406\u306b\u304a\u3044\u3066\u306f\u3001\u671f\u4e2d\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3092\u8a08\u4e0a\u3059\u308b\u3002\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u306f\u3001\u52e4\u52d9\u8cbb\u7528\u3001\u5229\u606f\u8cbb\u7528\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\"><strong>\u3010STEP\uff16\u3011<\/strong><\/a>\uff09\u3001\u671f\u5f85\u904b\u7528\u53ce\u76ca\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\"><strong>\u3010STEP\uff17\u3011<\/strong><\/a>\uff09\u3001\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306b\u4fc2\u308b\u5f53\u671f\u306e\u8cbb\u7528\u51e6\u7406\u984d\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\"><strong>\u3010STEP\uff18\u3011<\/strong><\/a>\uff09\u3001\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306b\u4fc2\u308b\u5f53\u671f\u306e\u8cbb\u7528\u51e6\u7406\u984d\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\"><strong>\u3010STEP\uff18\u3011<\/strong><\/a>\uff09\u3067\u69cb\u6210\u3055\u308c\u308b\uff08\u57fa\u6e9614\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FDF5E6;color:#000000;border-color:#FF4500;\">\n\t\t<p style=\"margin-bottom: 3px;\">\u9000\u8077\u7d66\u4ed8\u8cbb\u7528<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px; padding-left: 15px;\">\uff1d\u52e4\u52d9\u8cbb\u7528\uff0b\u5229\u606f\u8cbb\u7528\uff0d\u671f\u5f85\u904b\u7528\u53ce\u76ca\u00b1\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306b\u4fc2\u308b\u5f53\u671f\u306e\u8cbb\u7528\u51e6\u7406\u984d\u00b1\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306b\u4fc2\u308b\u5f53\u671f\u306e\u8cbb\u7528\u51e6\u7406\u984d<\/p>\n<\/div>\n<p>\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u306e\u4f1a\u8a08\u51e6\u7406\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\u3002<\/p>\n<p><strong>\u3010\u4f1a\u8a08\u51e6\u7406\uff08\u7a0e\u52b9\u679c\u306f\u9664\u304f\uff09\u3011<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62870\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-2.png\" alt=\"\" width=\"650\" height=\"34\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-2.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-2-300x15.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p>\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u306e\u69cb\u6210\u306e\u3046\u3061\u3001\u307e\u305a\u3001\u52e4\u52d9\u8cbb\u7528\u306b\u3064\u3044\u3066\u89e3\u8aac\u3059\u308b\u3002<\/p>\n<p>\u52e4\u52d9\u8cbb\u7528\u3068\u306f\u3001\uff11 \u671f\u9593\u306e\u52b4\u50cd\u306e\u5bfe\u4fa1\u3068\u3057\u3066\u767a\u751f\u3057\u305f\u3068\u8a8d\u3081\u3089\u308c\u308b\u9000\u8077\u7d66\u4ed8\u3092\u3044\u3044\u3001\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u3046\u3061\u5f53\u671f\u306b\u767a\u751f\u3057\u305f\u3068\u8a8d\u3081\u3089\u308c\u308b\u984d\u3092\u5272\u308a\u5f15\u3044\u3066\u8a08\u7b97\u3059\u308b\uff08\u57fa\u6e96\uff18\u300117\uff09\u3002<\/p>\n<p>\u3053\u3053\u3067\u3001\u52e4\u52d9\u8cbb\u7528\u3082\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3068\u540c\u69d8\u306b\u3001\u30c7\u30fc\u30bf\u7b49\u3092\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u306e\u3082\u306e\u3092\u7528\u3044\u3066\u3044\u308b\u304b\u5426\u304b\u3067\u3001\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a\u904e\u7a0b\u304c\u7570\u306a\u308b\u3002\u305d\u306e\u305f\u3081\u3001\u30c7\u30fc\u30bf\u7b49\u304c\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u3082\u306e\u306e\u5834\u5408\u306f\u3001<strong>\uff08\uff11\uff09<\/strong>\u3092\u691c\u8a0e\u3057\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u524d\u306e\u5834\u5408\u306f\u3001<strong>\uff08\uff12\uff09<\/strong>\u3092\u691c\u8a0e\u3059\u308b\u3002<\/p>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62981\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-1.png\" alt=\"\" width=\"650\" height=\"258\" \/><\/a><\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px;\"><strong>\uff08\uff11\uff09\u3000\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u73fe\u5728\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408<\/strong><\/h4>\n<p>\u524d\u671f\u672b\u306b\u3001\u5f53\u671f\u306e\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3057\u3001\u5f53\u671f\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u524d\u671f\u672b\u306b\u5e74\u91d1\u6570\u7406\u4eba\u306b\u7b97\u5b9a\u3057\u3066\u3082\u3089\u3044\u3001\u5f53\u671f\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3002<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px;\"><strong>\uff08\uff12\uff09\u3000\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u524d\u300d\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3044\u308b\u5834\u5408<\/strong><\/h4>\n<p>\u30c7\u30fc\u30bf\u7b49\u304c\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u300c\u524d\u300d\u306e\u305f\u3081\u3001\u7b97\u5b9a\u3057\u305f\u52e4\u52d9\u8cbb\u7528\u306b\u5bfe\u3057\u3066\u8abf\u6574\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p>\n<p>\u8abf\u6574\u65b9\u6cd5\u306b\u306f\u3001\u4ee5\u4e0b\u306e\uff12\u3064\u304c\u3042\u308a\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3067\u9078\u629e\u3057\u305f\u65b9\u6cd5\uff08<strong><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011<\/a>\uff08\uff13\uff09\u2461<\/strong>\uff09\u3068\u540c\u69d8\u306e\u65b9\u6cd5\u3092\u9078\u629e\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 10px; border-radius: 10px;background-color:#FFFFFF;color:#000000;border-color:#0000CD;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\u2460\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u52e4\u52d9\u8cbb\u7528\u3092\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5\uff08\u9069\u7528\u6307\u91dd\uff16\uff08\uff11\uff09\uff09<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\u2461\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u308b\u304c\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5\uff08\u9069\u7528\u6307\u91dd\uff16\uff08\uff12\uff09\uff09<\/strong><\/p>\n<\/div>\n<p>\u5404\u793e\u3067\u3001<strong>\u2460<\/strong>\u53c8\u306f<strong>\u2461<\/strong>\u306e\u3044\u305a\u308c\u304b\u306e\u65b9\u6cd5\u3092\u9078\u629e\u3059\u308b\u3002<\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px; margin-bottom: 3px;\"><strong>\u2460\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u52e4\u52d9\u8cbb\u7528\u3092\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5<\/strong><\/h4>\n<p>\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u3067\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3057\u3001\u5fc5\u8981\u306a\u8abf\u6574\u3092\u884c\u3044\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u73fe\u5728\u306e\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3059\u308b\u3002\u5f53\u8a72\u7b97\u5b9a\u306f\u3001\u524d\u671f\u672b\u306b\u884c\u3044\u3001\u5f53\u671f\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u8a08\u7b97\u5f0f\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b96.2.1\u2460\uff09\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63614\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-3.png\" alt=\"\" width=\"650\" height=\"151\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-3.png 789w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-3-300x69.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<h4 style=\"margin-left: 15px; text-indent: -15px; margin-bottom: 3px;\"><strong>\u2461\u3000\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u308b\u304c\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u3059\u308b\u65b9\u6cd5<\/strong><\/h4>\n<p>\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u306e\u30c7\u30fc\u30bf\u7b49\u3092\u7528\u3044\u3066\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u6642\u70b9\u306e\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3057\u305f\u4e0a\u3067\u3001\u8abf\u6574\u671f\u9593\u306e\u65b0\u5165\u8005\u53ca\u3073\u9000\u8077\u8005\u306e\u7570\u52d5\u30c7\u30fc\u30bf\u3092\u7528\u3044\u3066\u52e4\u52d9\u8cbb\u7528\u3092\u8abf\u6574\u3057\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u306b\u304a\u3051\u308b\u52e4\u52d9\u8cbb\u7528\u3092\u7b97\u5b9a\u3059\u308b\u3002\u5f53\u8a72\u7b97\u5b9a\u306f\u3001\u524d\u671f\u672b\u306b\u884c\u3044\u3001\u5f53\u671f\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u8a08\u7b97\u5f0f\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\uff08\u30ac\u30a4\u30c0\u30f3\u30b96.2.1\u2461\uff09\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63615\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-4.png\" alt=\"\" width=\"650\" height=\"86\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-4.png 1061w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-4-300x39.png 300w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-5-4-1024x135.png 1024w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p>\u306a\u304a\u3001<strong>\u2460<\/strong>\u53ca\u3073<strong>\u2461<\/strong>\u306e\u65b9\u6cd5\u3068\u3082\u3001\u30c7\u30fc\u30bf\u7b49\u306e\u57fa\u6e96\u65e5\u304b\u3089\u8cb8\u501f\u5bfe\u7167\u8868\u65e5\u307e\u3067\u306b\u91cd\u8981\u306a\u30c7\u30fc\u30bf\u7b49\u306e\u5909\u66f4\u304c\u3042\u3063\u305f\u3068\u304d\u306f\u52e4\u52d9\u8cbb\u7528\u3092\u518d\u5ea6\u8a08\u7b97\u3057\u3001\u5408\u7406\u7684\u306a\u8abf\u6574\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308b\uff08\u9069\u7528\u6307\u91dd\uff16\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u8abf\u6574\u524d\u306e\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u524d\u671f\u672b\u306b\u5e74\u91d1\u6570\u7406\u4eba\u306b\u7b97\u5b9a\u3057\u3066\u3082\u3089\u3044\u3001\u5fc5\u8981\u306a\u8abf\u6574\u306f\u4f1a\u793e\u3067\u884c\u3063\u305f\u4e0a\u3067\u3001\u5f53\u671f\u306b\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\u3002<\/p>\n<\/div>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff16\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff15\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/strong><\/h4>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-6-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62982\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-6-1.png\" alt=\"\" width=\"650\" height=\"287\" \/><\/a><br \/>\n\u5229\u606f\u8cbb\u7528\u3068\u306f\u3001\u5272\u5f15\u8a08\u7b97\u306b\u3088\u308a\u7b97\u5b9a\u3055\u308c\u305f\u671f\u9996\u6642\u70b9\u306b\u304a\u3051\u308b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306b\u3064\u3044\u3066\u3001\u671f\u672b\u307e\u3067\u306e\u6642\u306e\u7d4c\u904e\u306b\u3088\u308a\u767a\u751f\u3059\u308b\u8a08\u7b97\u4e0a\u306e\u5229\u606f\u3092\u3044\u3046\uff08\u57fa\u6e96\uff19\uff09\u3002\u5229\u606f\u8cbb\u7528\u306f\u3001\u671f\u9996\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306b\u524d\u671f\u672b\u3067\u4f7f\u7528\u3057\u305f\u5272\u5f15\u7387\uff08<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\"><strong>\u3010STEP\uff12\u3011<\/strong><\/a>\u53c2\u7167\uff09\u3092\u4e57\u3058\u3066\u8a08\u7b97\u3059\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u671f\u4e2d\u306b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u91cd\u8981\u306a\u5909\u52d5\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u3053\u308c\u3092\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306b\u53cd\u6620\u3055\u305b\u3066\u3001\u5229\u606f\u8cbb\u7528\u3092\u8a08\u7b97\u3059\u308b\uff08\u9069\u7528\u6307\u91dd16\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FDF5E6;color:#000000;border-color:#FF4500;\">\n\t\t<div>\u5229\u606f\u8cbb\u7528\uff1d\u671f\u9996\u306e\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u00d7\u524d\u671f\u672b\u3067\u4f7f\u7528\u3057\u305f\u5272\u5f15\u7387<\/div>\n<\/div>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff17\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff16\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/strong><\/h4>\n<\/div>\n\u671f\u5f85\u904b\u7528\u53ce\u76ca\u3068\u306f\u3001\u5e74\u91d1\u8cc7\u7523\u306e\u904b\u7528\u306b\u3088\u308a\u751f\u3058\u308b\u3068\u5408\u7406\u7684\u306b\u671f\u5f85\u3055\u308c\u308b\u8a08\u7b97\u4e0a\u306e\u53ce\u76ca\u3092\u3044\u3046\uff08\u57fa\u6e9610\uff09\u3002\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97\u3067\u306f\u3001\u4ee5\u4e0b\u306e\uff12\u3064\u3092\u691c\u8a0e\u3059\u308b\u3002<br \/>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u306e\u8a2d\u5b9a<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-7-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62983\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-7-1.png\" alt=\"\" width=\"650\" height=\"316\" \/><\/a><\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u306e\u8a2d\u5b9a<\/strong><\/h4>\n<p>\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u3068\u306f\u3001\u5408\u7406\u7684\u306b\u671f\u5f85\u3055\u308c\u308b\u53ce\u76ca\u7387\u3092\u3044\u3046\uff08\u57fa\u6e9623\uff09\u3002\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u306f\u3001\u5e74\u91d1\u8cc7\u7523\u304c\u9000\u8077\u7d66\u4ed8\u306e\u652f\u6255\u306b\u5145\u3066\u3089\u308c\u308b\u307e\u3067\u306e\u6642\u671f\u3001\u4fdd\u6709\u3057\u3066\u3044\u308b\u5e74\u91d1\u8cc7\u7523\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3001\u904e\u53bb\u306e\u904b\u7528\u5b9f\u7e3e\u3001\u904b\u7528\u65b9\u91dd\u53ca\u3073\u5e02\u5834\u306e\u52d5\u5411\u7b49\u3092\u8003\u616e\u3057\u3066\u3001\u5404\u793e\u3067\u524d\u671f\u672b\uff08\u53c8\u306f\u3001\u5f53\u671f\u9996\uff09\u306b\u8a2d\u5b9a\u3059\u308b\uff08\u9069\u7528\u6307\u91dd25\uff09\u3002\u4f8b\u3048\u3070\u3001\u904e\u53bb\uff13\u5e74\u304b\u3089\uff15\u5e74\u7b49\u306e\u904b\u7528\u5b9f\u7e3e\u3092\u3082\u3068\u306b\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u8003\u3048\u3089\u308c\u308b\u3002<\/p>\n<p>\u306a\u304a\u3001\u5f53\u5e74\u5ea6\u306e\u9000\u8077\u7d66\u4ed8\u8cbb\u7528\u306e\u8a08\u7b97\u306b\u7528\u3044\u3089\u308c\u308b\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u306f\u3001\u5f53\u671f\u640d\u76ca\u306b\u91cd\u8981\u306a\u5f71\u97ff\u304c\u3042\u308b\u3068\u8a8d\u3081\u3089\u308c\u308b\u5834\u5408\u306e\u307b\u304b\u306f\u3001\u898b\u76f4\u3055\u306a\u3044\u3053\u3068\u304c\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd31\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff12\uff09\u3000\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/strong><\/h4>\n<p>\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306f\u3001\u671f\u9996\u306e\u5e74\u91d1\u8cc7\u7523\u306e\u984d\u306b<strong>\uff08\uff11\uff09<\/strong>\u3067\u8a2d\u5b9a\u3057\u305f\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387\u3092\u4e57\u3058\u3066\u8a08\u7b97\u3059\u308b\u3002\u305f\u3060\u3057\u3001\u671f\u4e2d\u306b\u5e74\u91d1\u8cc7\u7523\u306e\u91cd\u8981\u306a\u5909\u52d5\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u3053\u308c\u3092\u671f\u9996\u306e\u5e74\u91d1\u8cc7\u7523\u306b\u53cd\u6620\u3055\u305b\u3066\u3001\u671f\u5f85\u904b\u7528\u53ce\u76ca\u3092\u8a08\u7b97\u3059\u308b\uff08\u9069\u7528\u6307\u91dd21\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FDF5E6;color:#000000;border-color:#FF4500;\">\n\t\t<p>\u671f\u5f85\u904b\u7528\u53ce\u76ca\uff1d\u671f\u9996\u306e\u5e74\u91d1\u8cc7\u7523\u00d7\u9577\u671f\u671f\u5f85\u904b\u7528\u53ce\u76ca\u7387<\/p>\n<\/div>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff18\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff17\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570<br \/>\n\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/strong><\/h4>\n<\/div>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\"><strong>\u3010STEP\uff14\u3011<\/strong><\/a>\u3067\u8a8d\u8b58\u3057\u305f\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u8cbb\u7528\u51e6\u7406\u3059\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u8cbb\u7528\u51e6\u7406<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-8-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62984\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-8-1.png\" alt=\"\" width=\"650\" height=\"385\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-8-1.png 808w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-8-1-300x177.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u8cbb\u7528\u51e6\u7406<\/strong><\/h4>\n<p>\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u3001\u5404\u5e74\u5ea6\u306e\u767a\u751f\u984d\u306b\u3064\u3044\u3066\u767a\u751f\u5e74\u5ea6\u306b\u8cbb\u7528\u51e6\u7406\u3059\u308b\u65b9\u6cd5\u53c8\u306f\u5e73\u5747\u6b8b\u5b58\u52e4\u52d9\u671f\u9593\u4ee5\u5185\u306e\u5b9a\u984d\u6cd5\u306b\u3088\u308a\u8cbb\u7528\u51e6\u7406\u3059\u308b\u3002\u5b9a\u7387\u6cd5\u306b\u3088\u308b\u3053\u3068\u3082\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd35\uff09\u3002<\/p>\n<p>\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u8cbb\u7528\u51e6\u7406\u5e74\u6570\u3092\u5909\u66f4\u3059\u308b\u5834\u5408\u306b\u306f\u5408\u7406\u7684\u306a\u5909\u66f4\u7406\u7531\u304c\u5fc5\u8981\u3068\u306a\u308b\uff08\u9069\u7528\u6307\u91dd39\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#fdfbf6;color:#000000;border-color:#000000;\">\n\t\t<p>\u5b9f\u52d9\u4e0a\u3001\u5e73\u5747\u6b8b\u5b58\u52e4\u52d9\u671f\u9593\u306f\u3001\u5e74\u91d1\u6570\u7406\u4eba\u306b\u8a08\u7b97\u3057\u3066\u3082\u3089\u3046\u3002<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff12\uff09\u3000\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/strong><\/h4>\n<p>\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u3082\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u3068\u540c\u69d8\u306b\u3001\u539f\u5247\u3068\u3057\u3066\u3001\u5404\u5e74\u5ea6\u306e\u767a\u751f\u984d\u306b\u3064\u3044\u3066\u767a\u751f\u5e74\u5ea6\u306b\u8cbb\u7528\u51e6\u7406\u3059\u308b\u65b9\u6cd5\u53c8\u306f\u5e73\u5747\u6b8b\u5b58\u52e4\u52d9\u671f\u9593\u4ee5\u5185\u306e\u5b9a\u984d\u6cd5\u306b\u3088\u308a\u8cbb\u7528\u51e6\u7406\u3059\u308b\u3002\u5b9a\u7387\u6cd5\u306b\u3088\u308b\u3053\u3068\u3082\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd42\u300135\uff09\u3002\u305f\u3060\u3057\u3001\u983b\u7e41\u306b\u767a\u751f\u3059\u308b\u3082\u306e\u3067\u306a\u3044\u9650\u308a\u3001\u5b9a\u984d\u6cd5\u306b\u3088\u308b\u8cbb\u7528\u51e6\u7406\u3092\u884c\u3046\u3053\u3068\u304c\u671b\u307e\u3057\u3044\uff08\u9069\u7528\u6307\u91dd42\uff09\u3002<\/p>\n<p>\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u3068\u540c\u69d8\u306b\u3001\u904e\u53bb\u52e4\u52d9\u306e\u8cbb\u7528\u51e6\u7406\u5e74\u6570\u3092\u5909\u66f4\u3059\u308b\u5834\u5408\u306b\u306f\u5408\u7406\u7684\u306a\u5909\u66f4\u7406\u7531\u304c\u5fc5\u8981\u3068\u306a\u308b\uff08\u9069\u7528\u6307\u91dd42\u300139\uff09\u3002<\/p>\n<p>\u306a\u304a\u3001\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u3068\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306f\u767a\u751f\u539f\u56e0\u53c8\u306f\u767a\u751f\u983b\u5ea6\u304c\u76f8\u9055\u3059\u308b\u305f\u3081\u3001\u8cbb\u7528\u51e6\u7406\u5e74\u6570\u306f\u305d\u308c\u305e\u308c\u5225\u306b\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\uff08\u9069\u7528\u6307\u91dd43\uff09\u3002<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP\uff19\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff18\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa<br \/>\n\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/strong><\/h4>\n<\/div>\n\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u9000\u8077\u8005\u3078\u9000\u8077\u91d1\u306e\u652f\u6255\u3044\u304c\u884c\u308f\u308c\u305f\u6642\u3082\u4f1a\u8a08\u51e6\u7406\u3092\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#E0FFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff11\uff09\u3000\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa<\/strong><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><strong>\uff08\uff12\uff09\u3000\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-9-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62985\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-9-1.png\" alt=\"\" width=\"650\" height=\"402\" \/><\/a><\/p>\n<h4><strong>\uff08\uff11\uff09\u3000\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa<\/strong><\/h4>\n<p>\u4f1a\u793e\u304b\u3089\u4f01\u696d\u5e74\u91d1\u3078\u639b\u91d1\u3092\u62e0\u51fa\u3057\u305f\u5834\u5408\u3001\u305d\u306e\u5206\u3001\u5e74\u91d1\u8cc7\u7523\u304c\u5897\u52a0\u3059\u308b\u305f\u3081\u3001\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u304c\u6e1b\u5c11\u3059\u308b\u3002<\/p>\n<p><strong>\u3010\u4f1a\u8a08\u51e6\u7406\uff08\u7a0e\u52b9\u679c\u306f\u9664\u304f\uff09\u3011<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62877\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-9-2.png\" alt=\"\" width=\"650\" height=\"32\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-9-2.png 963w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-9-2-300x14.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-top: -24px; padding-left: 15px;\"><span style=\"font-size: 12px; color: #b22222;\">\uff08\u203b\uff09<\/span>\u3000<span style=\"font-size: 12px;\">\u639b\u91d1\u984d<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><strong>\uff08\uff12\uff09\u3000\u4f01\u696d\u5e74\u91d1\u304b\u3089\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/strong><\/h4>\n<p>\u4f01\u696d\u5e74\u91d1\u304b\u3089\u9000\u8077\u8005\u3078\u9000\u8077\u91d1\u306e\u652f\u6255\u3044\u304c\u884c\u308f\u308c\u305f\u5834\u5408\u3001\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u304c\u6e1b\u5c11\u3059\u308b\u3002\u540c\u6642\u306b\u5e74\u91d1\u8cc7\u7523\u3082\u540c\u984d\u6e1b\u5c11\u3059\u308b\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u306e\u91d1\u984d\u306b\u306f\u3001\u4f55\u3089\u5f71\u97ff\u306f\u306a\u3044\u305f\u3081\u3001\u4f1a\u8a08\u51e6\u7406\u306f\u4e0d\u8981\u3067\u3042\u308b\u3002<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP10\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP\uff19\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/strong><\/h4>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62986\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-1.png\" alt=\"\" width=\"650\" height=\"248\" \/><\/a><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\"><strong>\u3010STEP\uff11\u3011<\/strong><\/a>\u304b\u3089<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\"><strong>\u3010STEP\uff19\u3011<\/strong><\/a>\u307e\u3067\u306f\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u3092\u89e3\u8aac\u3057\u305f\u3002\u305f\u3060\u3057\u3001<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\"><strong>\u3010STEP\uff18\u3011<\/strong><\/a>\u306e\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306b\u3064\u3044\u3066\u306f\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3068\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u4f1a\u8a08\u51e6\u7406\u304c\u7570\u306a\u308b\u3002<\/p>\n<p>\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3067\u306f\u3001\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306f\u3001\u8cb8\u501f\u5bfe\u7167\u8868\u306b\u8a08\u4e0a\u3055\u308c\u306a\u3044\u304c\u3001\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u306f\u3001\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306b\u3064\u3044\u3066\u306f\u3001\u7a0e\u52b9\u679c\u3092\u8abf\u6574\u3057\u305f\u4e0a\u3067\u3001\u7d14\u8cc7\u7523\u306e\u90e8\u306e\u300c\u305d\u306e\u4ed6\u306e\u5305\u62ec\u5229\u76ca\u7d2f\u8a08\u984d\u300d\u306b\u300c\u9000\u8077\u7d66\u4ed8\u306b\u4fc2\u308b\u8abf\u6574\u7d2f\u8a08\u984d\u300d\u3068\u3057\u3066\u8a08\u4e0a\u3059\u308b\uff08\u9069\u7528\u6307\u91dd33\uff08\uff12\uff09\uff09\u3002<\/p>\n<p>\u307e\u305f\u3001\u500b\u5225\u4e0a\u306e\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3068\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u5408\u8a08\u984d\u306f\u3001\u7a4d\u7acb\u4e0d\u8db3\u306e\u5834\u5408\u3001\u300c\u9000\u8077\u7d66\u4ed8\u306b\u4fc2\u308b\u8ca0\u50b5\u300d\u3068\u3057\u3066\u56fa\u5b9a\u8ca0\u50b5\u306b\u8a08\u4e0a\u3059\u308b\u3002\u7a4d\u7acb\u4e0d\u8db3\u3067\u306a\u3044\u5834\u5408\u306f\u3001\u300c\u9000\u8077\u7d66\u4ed8\u306b\u4fc2\u308b\u8cc7\u7523\u300d\u3068\u3057\u3066\u56fa\u5b9a\u8cc7\u7523\u306b\u8a08\u4e0a\u3059\u308b\uff08\u57fa\u6e9627\uff09\u3002<\/p>\n<p><a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-2.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62878\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-2.png\" alt=\"\" width=\"650\" height=\"324\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-2.png 843w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-2-300x149.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><\/p>\n<p>\u3055\u3089\u306b\u3001\u305d\u306e\u4ed6\u306e\u5305\u62ec\u5229\u76ca\u7d2f\u8a08\u984d\u306b\u8a08\u4e0a\u3055\u308c\u3066\u3044\u308b\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u3046\u3061\u3001\u5f53\u671f\u306b\u8cbb\u7528\u51e6\u7406\u3055\u308c\u305f\u90e8\u5206\u306b\u3064\u3044\u3066\u306f\u3001\u7a0e\u52b9\u679c\u3092\u8abf\u6574\u3057\u305f\u4e0a\u3067\u3001\u305d\u306e\u4ed6\u306e\u5305\u62ec\u5229\u76ca\u306e\u8abf\u6574\uff08\u7d44\u66ff\u8abf\u6574\uff09\u3092\u884c\u3046\uff08\u9069\u7528\u6307\u91dd33\uff08\uff13\uff09\uff09\u3002<\/p>\n<p>\u4ee5\u4e0a\u306e\u3088\u3046\u306b\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3068\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u4f1a\u8a08\u51e6\u7406\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3092\u4f5c\u6210\u3059\u308b\u969b\u306f\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3067\u884c\u3063\u305f\u4f1a\u8a08\u51e6\u7406\u3092\u4fee\u6b63\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n<div style=\"margin-bottom:25px;border-bottom-style:solid;border-bottom-width:3px;border-color:#228B22;\"><\/div>\n<h4 style=\"text-align: center;\"><span style=\"color: #228b22;\"><strong>\u300a\u8a2d\u4f8b\u300b<\/strong><\/span><\/h4>\n<div style=\"margin-bottom:25px;border-bottom-style:solid;border-bottom-width:1px;border-color:#228B22;\"><\/div>\n<p style=\"margin-bottom: 3px;\"><strong>\u3010\u524d\u63d0\u6761\u4ef6\u3011<\/strong><\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FFFFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-bottom: 3px;\">X2\u5e74\uff13\u6708\u672b\u306e\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u72b6\u6cc1\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3042\u308b\u3002<\/p>\n<ul>\n<li>\u671f\u9996\u306e\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff65\uff65\uff651,000<\/li>\n<li>\u52e4\u52d9\u8cbb\u7528\u53ca\u3073\u5229\u606f\u8cbb\u7528\uff65\uff65\uff65200<\/li>\n<li>\u671f\u9996\u306e\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\uff08\u7a4d\u7acb\u4e0d\u8db3\uff09\uff65\uff65\uff65500<\/li>\n<li>\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u511f\u5374\u984d\uff65\uff65\uff65100<\/li>\n<li>\u6cd5\u5b9a\u5b9f\u52b9\u7a0e\u7387\uff65\uff65\uff6535\uff05<\/li>\n<li>\u5e74\u91d1\u8cc7\u7523\u306f\u306a\u3044\u3002<\/li>\n<li>\u4e88\u5b9a\uff08\u898b\u7a4d\uff09\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\uff1d\u5b9f\u969b\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u3068\u3059\u308b\u3002<\/li>\n<\/ul>\n<\/div>\n<h4><strong>\uff08\uff11\uff09\u3000X1\u5e74\uff13\u6708\u672b\u306e\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406<\/strong><\/h4>\n<p><strong>\u2460\u3000\u52d8\u5b9a\u79d1\u76ee\u306e\u4fee\u6b63<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62897\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-3.png\" alt=\"\" width=\"650\" height=\"35\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-3.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-3-300x16.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-top: -24px; padding-left: 15px;\"><span style=\"font-size: 12px; color: #b22222;\">\uff08\u203b\uff09<\/span>\u3000<span style=\"font-size: 12px;\">\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3068\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u52d8\u5b9a\u79d1\u76ee\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u52d8\u5b9a\u79d1\u76ee\u3092\u4fee\u6b63\u3059\u308b\u3002<\/span><\/p>\n<p><strong>\u2461\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u9023\u7d50\u8cb8\u501f\u5bfe\u7167\u8868\u3078\u306e\u8a08\u4e0a<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63630\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-4.png\" alt=\"\" width=\"650\" height=\"65\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-4.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-4-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<h4><strong>\uff08\uff12\uff09\u3000X2\u5e74\uff13\u6708\u672b\u306e\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406<\/strong><\/h4>\n<p><strong>\u2460\u3000\u52e4\u52d9\u8cbb\u7528\u53ca\u3073\u5229\u606f\u8cbb\u7528\u306e\u4f1a\u8a08\u51e6\u7406<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62899\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-5.png\" alt=\"\" width=\"650\" height=\"65\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-5.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-5-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p><strong>\u2461\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u511f\u5374<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62900\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-6.png\" alt=\"\" width=\"650\" height=\"65\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-6.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-6-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p><strong>\u2462\u3000\u671f\u672b\u306e\u500b\u5225\u8ca1\u52d9\u8af8\u8868<\/strong><br \/>\n\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u30001,000\uff0b200\uff0b100\uff1d1,300<br \/>\n\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u3000500\uff0d100\uff1d400 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https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-7-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><br \/>\n<strong>\u2461\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u7d44\u66ff\u8abf\u6574<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63633\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-8.png\" alt=\"\" width=\"650\" height=\"65\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-8.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-8-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<h4><strong>\uff08\uff14\uff09\u3000X2\u5e74\uff13\u6708\u672b\u306e\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u9023\u7d50\u4fee\u6b63\u4ed5\u8a33<\/strong><\/h4>\n<p><strong>\uff08\uff13\uff09<\/strong>\u306e\u4f1a\u8a08\u51e6\u7406\u306b\u306a\u308b\u3088\u3046\u306b<strong>\uff08\uff12\uff09<\/strong>\u306e\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3067\u884c\u3063\u305f\u4f1a\u8a08\u51e6\u7406\u3092\u4fee\u6b63\u3059\u308b\u3002<\/p>\n<p><strong>\u2460\u3000\u52e4\u52d9\u8cbb\u7528\u53ca\u3073\u5229\u606f\u8cbb\u7528\u306e\u4f1a\u8a08\u51e6\u7406<\/strong><br \/>\n\u8cbb\u7528\u51e6\u7406\u984d\u306f\u540c\u3058\u3067\u3042\u308b\u304c\u3001\u52d8\u5b9a\u79d1\u76ee\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u52d8\u5b9a\u79d1\u76ee\u306e\u307f\u4fee\u6b63\u3059\u308b\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62903\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-9.png\" alt=\"\" width=\"650\" height=\"35\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-9.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-9-300x16.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p><strong>\u2461\u3000\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u306e\u7d44\u66ff\u8abf\u6574<\/strong><br \/>\n<strong>\uff08\uff12\uff09\u2461<\/strong>\u3067\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u4e0a\u3067\u8a8d\u8b58\u3057\u305f\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1100\u306f\u3001\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u4e0a\u3001X1\u5e74\uff13\u6708\u672b\u3067\u8a8d\u8b58\u6e08\u307f\u3067\u3042\u308b\u3002<br \/>\n\u305d\u306e\u305f\u3081\u3001\u4fee\u6b63\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002\u307e\u305f\u3001\u7e70\u5ef6\u7a0e\u91d1\u8cc7\u7523\u3082\u540c\u69d8\u3067\u3042\u308b\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63634\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-10.png\" alt=\"\" width=\"650\" height=\"65\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-10.png 889w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-10-10-300x30.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><br \/>\n<div style=\"margin-bottom:25px;border-bottom-style:solid;border-bottom-width:3px;border-color:#228B22;\"><\/div>\n<p style=\"text-align: right;\"><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\uff08\u6b21\u30da\u30fc\u30b8<strong>\u3010STEP11\u3011<\/strong>\u3078\u9032\u3080\uff09<\/a><\/p>\n<p><!--nextpage--><br \/>\n<a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\uff08\u524d\u30da\u30fc\u30b8<strong>\u3010STEP10\u3011<\/strong>\u3078\u623b\u308b\uff09<\/a><br \/>\n<div class=\"toggle_wrap closed\"><h4 class=\"toggle\">\u5404\u30b9\u30c6\u30c3\u30d7\u306b\u79fb\u52d5\u3059\u308b\u5834\u5408\u306f\u3053\u3061\u3089\u3092\u30af\u30ea\u30c3\u30af<\/h4><div class=\"toggle_content toggle_closed\">\n<ul>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/\">\u3010\u306f\u3058\u3081\u306b\u3011<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/2\">\u3010STEP\uff11\u3011\u5f53\u671f\u307e\u3067\u306b\u5e30\u5c5e\u3059\u308b\u9000\u8077\u7d66\u4ed8\u898b\u8fbc\u984d\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/3\">\u3010STEP\uff12\u3011\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/4\">\u3010STEP\uff13\u3011\u5e74\u91d1\u8cc7\u7523\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/5\">\u3010STEP\uff14\u3011\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u7b97\u5b9a<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/6\">\u3010STEP\uff15\u3011\u52e4\u52d9\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/7\">\u3010STEP\uff16\u3011\u5229\u606f\u8cbb\u7528\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/8\">\u3010STEP\uff17\u3011\u671f\u5f85\u904b\u7528\u53ce\u76ca\u306e\u8a08\u7b97<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/9\">\u3010STEP\uff18\u3011\u672a\u8a8d\u8b58\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u672a\u8a8d\u8b58\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u8cbb\u7528\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/10\">\u3010STEP\uff19\u3011\u4f01\u696d\u5e74\u91d1\u3078\u306e\u639b\u91d1\u306e\u62e0\u51fa\u53ca\u3073\u4f01\u696d\u5e74\u91d1\u304b\u3089\u306e\u9000\u8077\u91d1\u306e\u652f\u6255\u3044<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/11\">\u3010STEP10\u3011\u9023\u7d50\u3067\u306e\u4f1a\u8a08\u51e6\u7406<\/a><\/li>\n<li><a href=\"https:\/\/profession-net.com\/professionjournal\/retirement-article-17\/12\">\u3010STEP11\u3011\u6ce8\u8a18<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"box_info box clear\" style=\"-moz-border-radius: 0px; border-radius: 0px;background-color:#FFCC99;color:#000000;border-color:#000000;\">\n\t\t<p><strong><\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong>\u3010STEP11\u3011\u6ce8\u8a18<\/strong><\/h4>\n<\/div>\n<p><span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5927\u304d\u3044\u753b\u50cf\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-11-1.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-62987\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-11-1.png\" alt=\"\" width=\"650\" height=\"325\" srcset=\"https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-11-1.png 931w, https:\/\/profession-net.com\/professionjournal\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-11-1-300x149.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><br \/>\n\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u9000\u8077\u7d66\u4ed8\u306b\u4fc2\u308b\u8ca0\u50b5\uff09\u3092\u539f\u5247\u6cd5\u3067\u4f1a\u8a08\u51e6\u7406\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u4ee5\u4e0b\u306e\u6ce8\u8a18\u304c\u5fc5\u8981\u3068\u306a\u308b\uff08\u57fa\u6e9630\uff09\u3002<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;-moz-border-radius: 5px; border-radius: 5px;background-color:#E0FFFF;color:#000000;border-color:#0000CD;\">\n\t\t<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff11\uff09<\/span>\u3000\u9000\u8077\u7d66\u4ed8\u306e\u4f1a\u8a08\u51e6\u7406\u57fa\u6e96\u306b\u95a2\u3059\u308b\u4e8b\u9805<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff12\uff09<\/span>\u3000\u4f01\u696d\u306e\u63a1\u7528\u3059\u308b\u9000\u8077\u7d66\u4ed8\u5236\u5ea6\u306e\u6982\u8981<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff13\uff09<\/span>\u3000\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u306e\u671f\u9996\u6b8b\u9ad8\u3068\u671f\u672b\u6b8b\u9ad8\u306e\u8abf\u6574\u8868<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff14\uff09<\/span>\u3000\u5e74\u91d1\u8cc7\u7523\u306e\u671f\u9996\u6b8b\u9ad8\u3068\u671f\u672b\u6b8b\u9ad8\u306e\u8abf\u6574\u8868<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff15\uff09\u3000<\/span>\u9000\u8077\u7d66\u4ed8\u50b5\u52d9\u53ca\u3073\u5e74\u91d1\u8cc7\u7523\u3068\u8cb8\u501f\u5bfe\u7167\u8868\u306b\u8a08\u4e0a\u3055\u308c\u305f\u9000\u8077\u7d66\u4ed8\u306b\u4fc2\u308b\u8ca0\u50b5\u53ca\u3073\u8cc7\u7523\u306e\u8abf\u6574\u8868<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff16\uff09<\/span>\u3000\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u9023\u3059\u308b\u640d\u76ca<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: #0000cd;\">\uff08\uff17\uff09<\/span>\u3000\u305d\u306e\u4ed6\u306e\u5305\u62ec\u5229\u76ca\u306b\u8a08\u4e0a\u3055\u308c\u305f\u6570\u7406\u8a08\u7b97\u4e0a\u306e\u5dee\u7570\u53ca\u3073\u904e\u53bb\u52e4\u52d9\u8cbb\u7528\u306e\u5185\u8a33<\/p>\n<p style=\"margin-left: 10px; text-indent: -15px; margin-bottom: 3px;\"><span style=\"color: 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#0000cd;\">\uff0811\uff09\u3000<\/span>\u305d\u306e\u4ed6\u306e\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u4e8b\u9805<\/p>\n<\/div>\n<p>\u306a\u304a\u3001\u4f1a\u793e\u8a08\u7b97\u898f\u5247\u3067\u306f\u3001\u5fc5\u305a\u3057\u3082\u4e0a\u8a18\u306e\u3088\u3046\u306a\u6ce8\u8a18\u306f\u6c42\u3081\u3089\u308c\u3066\u3044\u306a\u3044\u3002<\/p>\n<p style=\"text-align: center;\"><strong><span style=\"color: #ff6600;\">\uff0a\u3000\u3000\u3000\uff0a\u3000\u3000\u3000\uff0a<\/span><\/strong><\/p>\n<p>\u4ee5\u4e0a\u300111\u306e\u30b9\u30c6\u30c3\u30d7\u3092\u307e\u3068\u3081\u305f\u30d5\u30ed\u30fc\u30fb\u30c1\u30e3\u30fc\u30c8\u3092\u518d\u63b2\u3059\u308b\u3002<br \/>\n<span style=\"font-size: 12px;\">\u203b\u753b\u50cf\u3092\u30af\u30ea\u30c3\u30af\u3059\u308b\u3068\u3001\u5225\u30a6\u30a3\u30f3\u30c9\u30a6\u3067PDF\u304c\u958b\u304d\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-0-1.pdf\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-63643\" src=\"https:\/\/profession-net.com\/wp-content\/uploads\/sites\/2\/2015\/02\/f_chart14-0-1.png\" alt=\"\" width=\"650\" height=\"949\" \/><\/a><br \/>\n<div class=\"box_info box clear\" style=\"font-size:13px; line-height:23px;-moz-border-radius: 0px; border-radius: 0px;background-color:#FFFFFF;color:#000000;border-color:#000000;\">\n\t\t<p style=\"margin-bottom: 3px;\"><strong>\u3010\u53c2\u8003\u3011<\/strong><\/p>\n<p style=\"margin-bottom: 3px;\"><strong><\/strong>\u4f01\u696d\u4f1a\u8a08\u5be9\u8b70\u4f1a<\/p>\n<ul>\n<li>\u4f01\u696d\u4f1a\u8a08\u57fa\u6e96\u7b2c26\u53f7\u300c<a title=\"ASBJ\u30db\u30fc\u30e0\u30da\u30fc\u30b8\" href=\"https:\/\/www.asb.or.jp\/asb\/asb_j\/documents\/docs\/taikyu-4\/taikyu-4_1.pdf\" target=\"_blank\">\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u4f1a\u8a08\u57fa\u6e96<\/a>\u300d\u203bPDF\u30d5\u30a1\u30a4\u30eb<\/li>\n<li>\u4f01\u696d\u4f1a\u8a08\u57fa\u6e96\u9069\u7528\u6307\u91dd\u7b2c25\u53f7\u300c<a title=\"ASBJ\u30db\u30fc\u30e0\u30da\u30fc\u30b8\" href=\"https:\/\/www.asb.or.jp\/asb\/asb_j\/documents\/docs\/taikyu-4\/taikyu-4_3.pdf\" target=\"_blank\">\u9000\u8077\u7d66\u4ed8\u306b\u95a2\u3059\u308b\u4f1a\u8a08\u57fa\u6e96\u306e\u9069\u7528\u6307\u91dd<\/a>\u300d\u203bPDF\u30d5\u30a1\u30a4\u30eb<\/li>\n<\/ul>\n<p style=\"margin-bottom: 3px;\">\u516c\u76ca\u793e\u56e3\u6cd5\u4eba \u65e5\u672c\u5e74\u91d1\u6570\u7406\u4eba\u4f1a\u30fb\u516c\u76ca\u793e\u56e3\u6cd5\u4eba \u65e5\u672c\u30a2\u30af\u30c1\u30e5\u30a2\u30ea\u30fc\u4f1a<\/p>\n<ul>\n<li>\u300c<a title=\"\u65e5\u672c\u5e74\u91d1\u6570\u7406\u4eba\u4f1a\u30db\u30fc\u30e0\u30da\u30fc\u30b8\" href=\"http:\/\/www.jscpa.or.jp\/database\/pdf\/account\/guidance_%2020141125.pdf\" target=\"_blank\">\u9000\u8077\u7d66\u4ed8\u4f1a\u8a08 \u6570\u7406\u5b9f\u52d9\u57fa\u6e96\u30fb\u6570\u7406\u5b9f\u52d9\u30ac\u30a4\u30c0\u30f3\u30b9<\/a>\u300d\u203bPDF\u30d5\u30a1\u30a4\u30eb<\/li>\n<\/ul>\n<\/div>\n<p style=\"text-align: right;\">\uff08\u4e86\uff09<\/p>\n<div class=\"box_info box clear\" style=\"font-size:14px; line-height:24px;\">\n\t\t<p>\u300c\u30d5\u30ed\u30fc\u30fb\u30c1\u30e3\u30fc\u30c8\u3092\u4f7f\u3063\u3066\u5b66\u3076\u4f1a\u8a08\u5b9f\u52d9 \u300d\u306f\u3001\u6bce\u6708\u6700\u7d42\u9031\u306b\u63b2\u8f09\u3055\u308c\u307e\u3059\u3002<\/p>\n<\/div>\n<\/div>\n    <div class=\"decentralization-view mt-4\">\n        <p class=\"text\">\u3053\u306e\u8a18\u4e8b\u5168\u6587\u3092\u3054\u89a7\u3044\u305f\u3060\u304f\u306b\u306f\u3001\u30d7\u30ed\u30d5\u30a7\u30c3\u30b7\u30e7\u30f3\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u4f1a\u54e1\u767b\u9332\u304a\u3088\u3073\u30ed\u30b0\u30a4\u30f3\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n        <p class=\"text\">\u3059\u3067\u306b\u4f1a\u54e1\u767b\u9332\u3092\u3055\u308c\u3066\u3044\u308b\u65b9\u306f\u3001\u4e0b\u8a18\u30dc\u30bf\u30f3\u304b\u3089\u30ed\u30b0\u30a4\u30f3\u306e\u3046\u3048\u3001\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n        <div><button class=\"js-click-open-form-login btn-set active\">\u30ed\u30b0\u30a4\u30f3<\/button><\/div>\n        <p class=\"text\">Profession Journal\u306e\u3059\u3079\u3066\u306e\u8a18\u4e8b\u3092\u3054\u89a7\u3044\u305f\u3060\u304f\u306b\u306f\u3001\u300c\u30d7\u30ec\u30df\u30a2\u30e0\u4f1a\u54e1\uff08\u6709\u6599\uff09\u300d\u3078\u306e\u3054\u767b\u9332\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<br>\n        \u306a\u304a\u3001\u300e\u901f\u5831\u89e3\u8aac\u300f\u306b\u3064\u3044\u3066\u306f\u300c\u4e00\u822c\u4f1a\u54e1\uff08\u7121\u6599\uff09\u300d\u3078\u306e\u3054\u767b\u9332\u3067\u3082\u3001\u3054\u89a7\u3044\u305f\u3060\u3051\u307e\u3059\u3002<br>\n        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<\/div>","protected":false},"excerpt":{"rendered":"<p>\u4eca\u56de\u306f\u3001\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u306e\u4f1a\u8a08\u51e6\u7406\u306b\u3064\u3044\u3066\u89e3\u8aac\u3059\u308b\u3002\u539f\u5247\u6cd5\u3068\u306f\u3001\u6570\u7406\u8a08\u7b97\u306b\u3088\u308a\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3092\u7b97\u5b9a\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u3002\u306a\u304a\u3001\u7c21\u4fbf\u6cd5\u306b\u3088\u308b\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\u3001\u8907\u6570\u306e\u4e8b\u696d\u4e3b\u306b\u3088\u308a\u8a2d\u7acb\u3055\u308c\u305f\u78ba\u5b9a\u7d66\u4ed8\u578b\u4f01\u696d\u5e74\u91d1\u5236\u5ea6\u53ca\u3073\u78ba\u5b9a\u62e0\u51fa\u5236\u5ea6\u306b\u3064\u3044\u3066\u306f\u3001\u89e3\u8aac\u3057\u3066\u3044\u306a\u3044\u3002<br \/>\n\u9000\u8077\u7d66\u4ed8\u5f15\u5f53\u91d1\uff08\u539f\u5247\u6cd5\uff09\u306f\u3001\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u3068\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u3067\u4f1a\u8a08\u51e6\u7406\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u3010STEP\uff11\u3011\u304b\u3089\u3010STEP\uff19\u3011\u3067\u500b\u5225\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u3092\u89e3\u8aac\u3057\u3066\u304b\u3089\u3001\u3010STEP10\u3011\u3067\u9023\u7d50\u8ca1\u52d9\u8af8\u8868\u306b\u304a\u3051\u308b\u4f1a\u8a08\u51e6\u7406\u3092\u89e3\u8aac\u3059\u308b\u3002<\/p>\n","protected":false},"author":840,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[178,167,182,290,232,253],"tags":[138],"backnumber":[1783],"series":[1167],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-09-08 21:57:19","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category"},"_links":{"self":[{"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/posts\/62829"}],"collection":[{"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/users\/840"}],"replies":[{"embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/comments?post=62829"}],"version-history":[{"count":0,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/posts\/62829\/revisions"}],"wp:attachment":[{"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/media?parent=62829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/categories?post=62829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/tags?post=62829"},{"taxonomy":"backnumber","embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/backnumber?post=62829"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/profession-net.com\/professionjournal\/wp-json\/wp\/v2\/series?post=62829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}